FACULTATIVE AND PROGRAM REINSURANCE SPECIALISTS

THB Intermediaries, LLC is a national boutique brokerage specializing in the placement of facultative property and casualty reinsurance and program administration. Since its creation in 1984, THB has been a recognized leader in this specialized market segment operating through its strategically located offices in New York, Hartford, Atlanta, Chicago, Dallas and Los Angeles. Facultative brokers are "risk specialists", placing the most difficult account exposures such as windstorm, flood and earthquake in the property sector and workers' compensation, general liability and auto liability in the casualty sector. THB Intermediaries is fundamentally different from other brokerages. Unlike our facultative competitors who serve as mere service centers for a larger treaty operation, THB Intermediaries was conceived and operates as a true stand-alone facultative specialist. Also unlike many of our competitors who function primarily as conduits on business generated by their retail parent, THB produces its own business directly from a diverse, national client base of insurance carriers, retail and wholesale brokers and managing general agents and administers all accounting and claims through our proprietary facultative software known as "Profac". Profac provides a seamless integration of placement, accounting and claims documentation that ensures a measure of speed and accuracy that is without peer in facultative brokerage.

In addition to our expertise in transactional facultative placements, THB Intermediaries is fully engaged in the production and administration of niche program business. These programs bring together "A" rated carriers, reinsurers and managing general agents in such diverse areas as habitational, municipalities, motor truck cargo, auto physical damage, excess and surplus property, workers' compensation buybacks and automobile carve-outs. The professional brokerage staff of THB averages over twenty years experience in facultative reinsurance and is noted for its creativity and aggressive execution in the completion of multi-layered national accounts and difficult to place exposures in both property and casualty.  Whatever the exposure, THB Intermediaries can provide the appropriate reinsurance solution to your risk management dilemma.

THB Intermediaries, LLC is a wholly owned subsidiary of AmWINS Group, Inc. ("AmWINS"). AmWINS, is the largest independent wholesale distributor of specialty insurance products in the United States, dedicated to serving retail insurance agents by providing property and casualty products, specialty group benefit products and administrative services. Based in Charlotte, N.C., the company operates through more than 100 offices globally and handles premium placements in excess of $14 billion dollars annually. AmWINS is also one of the largest producers into the Lloyd's marketplace.